Understanding Legal Plans
With most people, when thinking about legal issues, criminal matters are the first thing that come to mind. But did you know that according to research by MetLife, 54% of employees experienced a legal event over the course of a year? Considering the average hourly rate to see an attorney is $338.00 an hour, you can see how it can be very expensive to seek help when you have a legal issue.
That’s why a legal plan can be the perfect solution. A legal plan provides access to attorneys for help with personal legal matters all for a low monthly payment, typically around $30.00 a month.
So how do you know if a legal plan can be beneficial to you? Just ask yourself the following questions:
Do I need a legal plan? Many people believe that they only need an attorney if they are in danger of going to jail, but, expected and unexpected legal issues happen every day. Are you planning on buying or selling a home? Protecting your assets through a will or a trust? Might get a speeding ticket? If you expect any of these things to happen to you, you may need the help of an attorney. Not to mention, many other unexpected issues that can arise, from identity theft to tax audits or contract disputes with your landlord or your dog bit the neighbor’s kid. Ask yourself, “Can I afford an attorney and pay their hourly rates if any of this happened to me”?
Is it always free to see an attorney? While coverage will depend on the plan you choose, with a comprehensive legal plan, some services are fully covered for many common personal legal matters, while for other services you would have a deeply discounted price. You need to make sure that you pick a legal plan that fulfills your needs.
How do I find an attorney? Attorneys, much like doctors, have their specialties. So how do you find the right attorney for you? Your legal plan knows the attorneys in their network and will direct you to the attorney with the right experience for your case.
A survey found that 80% of employers said that a legal plan provided their employees with above average legal services. Attorneys on a legal plan must pass an extensive vetting process to ensure that your case is handled by an attorney that specializes in the area needed.
For more information on available legal plans visit us at https://www.veritaslegalplan.com/LegalPlans
March 01, 2019